Industry Solutions Overview

Products

Consumer Finance
Built to assist consumer finance lenders across the full breadth of their portfolios — from single-family installment loans to small business and commercial credit.
Community Banks
Built to assist community bankers across their commercial portfolios — deepening relationships in the markets they know best, with exam-ready governance throughout.
Independent Agents
Each agent solves a specific lending workflow with a full audit trail. Deploy one, deploy six — no rip-and-replace, no long integration cycles.
Governance & Compliance
PII redaction, tokenization, audited AI access, and a single immutable log of every model decision — across consumer, commercial, and community-bank lending alike.

What We Do

Banker-built digital workflows.

Compliant, agentic AI   that assists community bankers and finance

lenders to be more efficient and effective.

PLATFORM

Agentic Lending Systems


End-to-end loan lifecycle: origination, servicing, collections, fund management, and decisioning.

AUTOMATION

AI Agents


Intelligent automation for document collection, financial spreading, collections, payments, and leads.

GOVERNANCE + AI CONTROL CENTER

Compliance & Vault


PII redaction, tokenization, audited AI access, and exam-ready governance for your entire institution.

Two industries. One platform philosophy.

Full end-to-end lending systems where you need them, individual agentic modules where you don’t, and independent agents you can drop into any workflow without replacing your existing systems.

INDUSTRY SOLUTION

Consumer and Commercial Finance


Built to assist consumer and commercial finance lenders across the full breadth of their portfolios from single-family installment loans to small business and commercial credit.

WHAT WE COVER

INDUSTRY SOLUTION

Community Banks


Built to assist community bankers across their commercial portfolios deepening relationships in the markets they know best, with exam-ready governance throughout.

WHAT WE COVER

Consumer and Commercial Finance: the full lending stack.

Built to assist consumer and commercial finance lenders across the full breadth of their portfolios from single-family installment loans to small business and commercial credit.

WHAT WE COVER

Three lending categories.

WHAT WE OFFER

Four ways to deploy.

Community Banks: on your core, not replacing it.

Built to assist community bankers across their commercial portfolios deepening relationships in the markets they know best, with exam-ready governance throughout.

WHAT WE COVER

Three commercial categories.

WHAT WE OFFER

Modular deployment.

INDEPENDENT AGENTS

Drop-in agents that work alone or alongside the platform.

Each agent solves a specific lending workflow with a full audit trail. Deploy one, deploy six no rip-and-replace, no long integration cycles.

Collections Agent

Borrower outreach, right-party contact, and payment recovery  every touch logged.

Reconciliation Agent

Daily payment and ledger reconciliation across LOS, LMS, core, and processors.

Spreading Agent

Financial statement spreading from tax returns, P&Ls, and balance sheets.

Document Collection Agent

Borrower document chase, validation, and intelligent classification.

Payments Agent

Payment routing, exception handling, and ACH/card processing orchestration.

Compliance Agent

Real-time policy and regulation checks with an immutable audit log.

GOVERNANCE & COMPLIANCE

Exam-ready by design,not by retrofit.

ONE AI CONTROL CENTER

For every loan touchpoint.

PII redaction, tokenization, audited AI access, and a single immutable log of every model decision  across consumer, commercial, and community-bank lending alike. Compliance & Vault sits underneath every agent and system we ship.

FOR CONSUMER & COMMERCIAL FINANCE

SOC 2 · CFPB · FTC · State licensing · NIST · ISO

FOR COMMUNITY BANKS

SOC 2 · OCC · FDIC · FFIEC · NIST · ISO

DATA PROTECTION

PII tokenization · field-level redaction · encryption at rest and in transit

AI ACCESS

Role-based controls · immutable audit logs · model decision lineage

Consumer and Commercial Finance

Loan Origination System (LOS)
Digital loan application and end-to-end approval. Supports underwriting, decisioning, and closing across consumer, commercial, and agricultural loan types.
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Loan Management / Servicing (LMS)
Full-lifecycle servicing: repayment tracking, escrow, ACH/payments, portfolio servicing, and customer service automation.
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Loan Collections System
AI-driven delinquency management and recovery. Intelligent outreach, follow-up automation, and payment negotiation.
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Fund Management System
Portfolio tracking, capital allocation, investor reporting, and fund-level accounting for CDFIs and mission-driven lenders.
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Decisioning System
Rules-based and AI-powered credit decisions. Configurable policy engine with explainable outcomes. Auto-decides >70% in under 5 minutes.
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AI Agents & Compliance Platform

Document Collection Agent
Automated intake, classification, and verification
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Financial Spreading Agent
AI extraction and spreading of financial statements
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Collections Agent
Intelligent outreach within FDCPA/TCPA guardrails
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Bank Statement Agent
Automated extraction for underwriting
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ACH / Payments Agent
Payment processing and reconciliation
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Leads Management Agent
AI-powered prospecting and pipeline management
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Vertical Specializations & Product Pipeline

Agricultural Lending
FSA-compliant crop and livestock origination, seasonal cash flow modeling, Schedule F spreading, and USDA program documentation.
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Commercial Real Estate
CRE-specific underwriting, rent roll and DSCR analysis, construction draw management, and portfolio concentration monitoring.
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Mortgage Servicing
Escrow management, TRID/RESPA/QM compliance, loss mitigation workflows, and secondary market packaging with automated loan tape generation.
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AI-powered financial spreading, reimagined

Eliminate manual spreading with intelligent agents that extract, normalize, and analyze borrower financials with speed and accuracy.