AI Loan Agents

Finexus AI

Revolutionizing Lending with AI Agents: From Application to Collection

Loan Processing Agent

The customer selects a loan type and submits an ID. The loan agent verifies identity, gathers data from interconnected services, and creates a profile. A virtual agent engages, asks questions, and collects documents and third-party data.

Once the customer profile is complete, control is transferred to the loan underwriting/risk assessment agent.

Risk Assessment Agent

The risk assessment agent compiles financial data, conducts cash flow and pro forma analyses, and provides insights for underwriters. They create and distribute credit memos, gather feedback from the credit committee, and compile the final credit decision.

Loan Closing Agent

The loan closing agent autonomously validates bank details, settles debts, allocates fees, generates and shares documents, obtains e-signatures, sets covenants, disburses funds, updates the system, provides insights, and interacts with customers, with human oversight available as needed.

Collection Agent

AI collection agents automate dialing delinquent customers, negotiating, setting payments, answering queries, and providing support. They enhance recovery through proactive outreach, escalate priority cases to humans, reduce costs, scale operations, and ensure regulatory compliance.

Elevate Your Loan Game with AI Agents

Close more loans in less time.

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